Should claim under my Employee Benefit or Personal Insurance?

Claim Settlement: Successful SGD$14,400 Private Hospital Bill For Surgical Biopsy For Lump In Breast. Diagnosis:  Lump in Breast, Surgical Biopsy. Concluded as Benign. Description: Patient Age 35 Female felt a few unusual lumps on one of her breast. She consulted a GP and was advised to do a Surgical Biopsy...

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E-Letter of Guaranteed (eLog) will not apply during the first policy year. Deposit cannot be waived and you have to pay up front first.

Claim Settlement: Successful SGD$5,000 bills for a Day Surgery in Gleneagles Hospital. Diagnosis:  Bilateral Otitis media with Effusion (OME), its common in babies, its like there are fluid in the middle of the ear. Myringotomy & tube insertion procedures performed. Description: Patient Age 1 male. When the patient was diagnosed,...

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