Our Planning Process
Our systematic and structured process in analysing your financial situation will uncover what you had provisioned in your portfolio relative to the current market situation. Have you kept it ‘fresh’.
The 3 Key Stages approach will allow us to meticulously unfold the unidentified gaps, changes or might even to have you further convinced that you are already all set and nothing else needs to be done.
If you think this is a waste of time? Do trust me that the amount of effort needed to complete this correctly is far more than what you can imagine. We can simply do up a A4 tabular format for you. but what is the value? So while this process is tedious, it is definitely necessary to ensure you are on track.
3 stages approach
These steps are highly recommended for a tight analysis process. However, if you prefer not to go through certain parts of it, with your consensus we can possibly skip them. Having said that, for your benefit, I will not recommend skipping any.
01. Fact Finding
Basically where has your money gone to? Is it feeding into your goals? We will at the same time share and discuss certain tips that can be useful to you. Ultimately you would want to sensibly tell your money where to go.
We will do a deep dive into your cashflow, assets, liabilities, expenses, financial growth tools and risk management altogether.
02. A3 Portfolio Summary Compilation - Reporting
In details what you already have provisioned and how they work? Are there duplicates and where can you adjust to meet your new or existing goals.
*We will undertake your existing contracts for up to a week for compilation purpose.
03. Recommendations
This is where we will put all the data together and analyse with our proprietary A3 portfolio summary in details. There might be cases where we may not even come to this stage if the analysis result turns out healthy for you. In such cases, all we asked for is a cup of coffee (less sugar please).
In the case where a Solution is needed. We will present it to you. The solution may or may not come in the form of a product, it might just be a concept for you to adopt.
Our Solution if presented, will be uniquely customised from our widest range of products offering from our 13 Partners.
A3 Portfolio Summary
This is definitely our USP. Gone are the days of a A4 size tabular format of your portfolio summary.
With the complexity and evolution of Products in the market. We definitely need more details to be captured before they make financial sense to your situation.
Understanding what you had provisioned in details will definitely give you a better clarity of where you are right now before considering anything else.
Would you provision a duplicated plan unnecessarily? I am sure you would not. What you need might be hidden as a rider or a feature that you may not be aware of.
