2018

Should claim under my Employee Benefit or Personal Insurance?

Claim Settlement: Successful SGD$14,400 Private Hospital Bill For Surgical Biopsy For Lump In Breast. Diagnosis:  Lump in Breast, Surgical Biopsy. Concluded as Benign. Description: Patient Age 35 Female felt a few unusual lumps on one of her breast. She consulted a GP and was advised to do a Surgical Biopsy to be sure if those …

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Jan 2019 Changes To Aviva MyShield And MyHealth Plus. How Does It Affect You And What Options Do You Have?

On March 2018, Ministry of Health (MOH) announced that all Integrated Shield Plan (IP) riders for all new policyholders MUST incorporate co-payment features by 1st April 2019.  click here for the article. *note: if you are currently on Aviva MyShield Plan 2 (restructured hospital), this changes doesn’t affects you.  While most of you whom has signed up …

Jan 2019 Changes To Aviva MyShield And MyHealth Plus. How Does It Affect You And What Options Do You Have? Read More »

E-Letter of Guaranteed (eLog) will not apply during the first policy year. Deposit cannot be waived and you have to pay up front first.

Claim Settlement: Successful SGD$5,000 bills for a Day Surgery in Gleneagles Hospital. Diagnosis:  Bilateral Otitis media with Effusion (OME), its common in babies, its like there are fluid in the middle of the ear. Myringotomy & tube insertion procedures performed. Description: Patient Age 1 male. When the patient was diagnosed, his parent called me to …

E-Letter of Guaranteed (eLog) will not apply during the first policy year. Deposit cannot be waived and you have to pay up front first. Read More »

Why is a private hospital Plan better than a Restructured hospital Plan?

Overview SGD$10,000 bill for 8 days hospitalisation in National University Hospital with a finger amputation surgery. Claim Settlement: Successful SGD$10,000 bill for 8 days hospitalisation in National University Hospital with an amputation surgery. Diagnosis:  Severely Inflamed left middle finger. Patient Age 65 is a diabetes patient, thus the accelerated her injured finger infection. Hospital attempt to control …

Why is a private hospital Plan better than a Restructured hospital Plan? Read More »